General Liability
Insurance

As a business owner, you’ve put everything into building your company—now it’s time to protect it. Our team specializes in crafting customized insurance solutions that fit your unique needs, offering affordable rates and expert support every step of the way. 

Protection Against the Unexpected—So You Can Focus on Running Your Business

No matter how careful you are, accidents happen. A customer slips on your property, a product causes damage, or a client claims financial loss due to your services—these situations can lead to costly lawsuits. That’s where general liability insurance comes in.

At Doorley Agency, we’ve been helping Rhode Island businesses protect themselves from risk since 1956. Located in East Greenwich and family-owned for three generations, we bring decades of local knowledge and insurance expertise to every policy we write. If you own a business, general liability insurance is one of the most important investments you can make.

What Does General Liability Insurance Cover?

General liability insurance (GL) protects your business from third-party claims involving:

  • Bodily Injury – If someone is injured on your business premises or as a result of your operations

  • Property Damage – If your business causes damage to someone else’s property

  • Personal & Advertising Injury – Covers claims like libel, slander, copyright infringement, or false advertising

  • Legal Fees & Settlements – Helps cover the cost of legal defense, court fees, and settlements or judgments

Whether you’re a contractor, consultant, retailer, or service provider, general liability coverage helps ensure that one mistake or unexpected incident doesn’t threaten everything you’ve worked for.

Do I Need General Liability Insurance?

If you work with clients, interact with the public, lease or own business space, or advertise your services—yes, you do. In fact, many landlords and clients require proof of general liability insurance before signing contracts.

It’s essential for:

  • Small business owners

  • Independent contractors

  • Retail stores

  • Medical offices

  • Service-based businesses

  • And more

As an independent agency, Doorley represents over fifteen trusted carriers. That means we can shop around and compare plans—giving you competitive rates and customized coverage that matches your business’s unique needs.

Let’s get your business the protection it deserves. Contact us today to learn more about General Liability Insurance.

At Doorley Agency, we believe strong insurance starts with strong relationships. You can count on us to provide straightforward advice, honest pricing, and reliable support when it matters most.