Commercial Property Insurance

Protect the Foundation of Your Business with Comprehensive Property Coverage

Your physical assets—whether it’s your office building, equipment, or inventory—are essential to the day-to-day operations of your business. One unexpected fire, storm, or break-in can put everything at risk. That’s why smart business owners across Rhode Island trust Doorley Agency to help them secure dependable commercial property insurance tailored to their needs.

Based in East Greenwich and family-owned since 1956, we’ve spent over six decades helping local businesses protect what they’ve worked hard to build. Whether you own or lease your space, we’ll help you design a policy that provides the right level of protection at a price that fits your budget.

What Does Commercial Property Insurance Cover?

Commercial property insurance protects your business’s physical assets from damage or loss due to covered events. A typical policy includes:

• Building Coverage – For the structure itself, whether you own your building or are required to insure it as a tenant

• Contents Coverage – Protects business property like furniture, computers, equipment, inventory, and supplies

• Equipment Breakdown – Covers essential systems like HVAC, refrigeration, or machinery if they malfunction

• Loss of Income – Helps replace lost income if your business is forced to close temporarily due to covered damage

• Outdoor Signage & Landscaping – Optional add-ons can cover signs, fences, and landscape elements

Whether it’s a fire, vandalism, theft, burst pipe, or weather damage, we’ll make sure you have a plan in place so you can recover quickly and minimize disruptions.

Who Needs Commercial Property Insurance?

If your business has a physical location, owns expensive equipment, or stores valuable inventory, commercial property insurance is a must. This includes:

• Office buildings and professional service firms

• Retail shops and restaurants

• Warehouses and distribution centers

• Medical and dental practices

• Contractors and trades with on-site equipment

As an independent agency with access to over fifteen insurance carriers, we’ll shop the market for you and help you compare options to find the best fit.