Boat
Insurance
Solutions

Smooth Sailing Starts with the Right Coverage

Whether you’re cruising Narragansett Bay, fishing off Block Island, or docked in East Greenwich, owning a boat in Rhode Island is a lifestyle—and one worth protecting. At Doorley Agency, we provide customized boat insurance policies that help you enjoy the water with peace of mind.

Family-owned since 1956 and proudly located in East Greenwich, we’ve been helping Rhode Islanders protect their homes, vehicles, and watercraft for nearly 70 years. As an independent agency with access to more than fifteen insurance carriers, we’ll help you find the right boat insurance at the right price—without the guesswork.

What Does Boat Insurance Cover?

Boat insurance provides financial protection against a wide range of risks, both on and off the water. A typical policy can include:

• Liability Coverage – Protects you if you’re responsible for injuries or property damage while operating your boat.

• Physical Damage Coverage – Pays to repair or replace your boat, motor, trailer, or onboard equipment due to collision, theft, vandalism, or storm damage.

• Medical Payments – Covers medical expenses for you and your passengers after a covered accident.

• Uninsured/Underinsured Boater – Provides coverage if you’re hit by someone who doesn’t have enough insurance.

• Fuel Spill & Wreckage Removal – Helps cover the cost of cleanup or removal if your boat sinks or leaks fuel.

We can also help you insure personal belongings stored on your boat, fishing gear, electronics, and more.

What Types of Watercraft Are Covered?

We insure a wide range of boats and personal watercraft, including:

• Sailboats

• Powerboats

• Pontoon boats

• Jet skis and WaveRunners

• Fishing boats

• Yachts

Whether you boat seasonally or year-round, we’ll help you build a policy that matches your usage and meets any marina or lender requirements.